W is my 17 year-old brother. He was born and raised in Utah, like me. Since I was the oldest, W always tried to find ways to one-up me. He still does so. This is a long joke my grandfather told him the other day so he shared it with me.
“A frog wants to get a loan so he can buy a house. One day, he goes into the bank and approaches the bank teller. She has a name tag that says: Patricia Whack. The frog asks Ms. Whack for a loan, but she refuses him. The frog assures Ms. Whack that he knows the owner of the bank because his father is Mick Jagger, so he will allow the loan. He gives the bank teller a button as collateral. Patricia goes into the bank owner’s office and explains how a frog claiming to be Mick Jagger’s son is asking for a loan. The bank manager asks if he left anything for collateral, and Patricia holds up the button, but she doesn’t know what it is. The bank manager laughs and says, ‘It’s a a knick-knack, Patti Whack. Give the frog a loan. His old man’s a rolling stone.'”
Long jokes take long set-ups, and most of the time, they don’t pay off. For this long joke, it takes a whole extra level of knowledge to understand it. My grandfather enjoys telling long jokes because he gets pleasure out of hitting the punchline right on the nose, so it’s no surprise he told this one to my brother. The end of the joke parodies the “This Old Man” song as well as popular culture. If you weren’t familiar with the song or its lyrics, chances are, you wouldn’t understand the joke. Only a small audience will find the joke amusing. Since I grew up hearing that song, I recognized the ending immediately and it made me laugh. If I showed this to a friend who grew up in a different country where the song wasn’t played and Mick Jagger wasn’t a figure in popular culture, the joke would not have been funny to them. It goes to show how jokes work with certain cultures versus others by bringing in aspects that are unique to that said culture.