Context: I asked the 20-year-old informant from New Jersey if there were any jokes, pranks, or games that hold a certain significance in his family. He told me that there was one joke that his grandfather always tells at family gatherings. The joke is especially told if there is a guest at the gathering who has never heard it before. The informant also mentioned that in recent years, he and his father have started to recite the joke more and more.
Piece: “So, one Tuesday afternoon, a frog walks into the local bank to take out a loan. He walks up to the bank teller, her name is Mrs. Patty Whack. Frog sees her nametag and says, ‘Hi Mrs. Whack. I would like to take out a loan today.’ And Mrs. Whack is thrown off because, you know, usually humans are the ones who take out loans, not frogs. So Mrs. Whack says, ‘Umm…This is peculiar, but, you know what, you’re talking, so let’s just get this over with. If you want a loan, you must really be something. So, tell me about yourself. What’s your name? What’s your background?’ The frog responded, ‘Well, my name is Jerry and actually, you wouldn’t believe this, but my father is Mick Jagger.’ And Mrs. Whack says, “Oh! Well I guess he’s kind of got a froggy face, so it makes sense that he would, like, carry over to you. Maybe he’s a frog himself.’ And Jerry says, “Oh no. Don’t say that about my dad. That’s not a nice thing to say about him.’ And then Mrs. Whack says, ‘I’m so sorry. Well, let’s see. Can I have some form of collateral for this loan?’ And Jerry takes out a little pink elephant, a special elephant, and he says, “Hey, you know, this is kind of ironic. Elephants are usually larger than frogs, but here I am with like a really tiny elephant in my hand.’ Mrs. Whack chuckles and says, ‘Ok, haha! Let me take this. It’s not the greatest collateral, but I’ll take it. And let me speak to my manager in the back.’ So she goes to the back of the room, and she says to the manager, ‘You know, I’ve got this frog who wants to take out a loan. And for collateral, all he has given me is this like little pink porcelain elephant. Do you know anything about this little pink elephant? Is it valuable or whatever?’
And the manager says to her, ‘It’s a knick-knack, Patty Whack. Give the frog a loan. His old man is a Rolling Stone.’
Analysis: Upon hearing this joke, I immediately recognized a connection to another subgenre of jokes: “A blank walks in a bar…” jokes. These types of jokes also often have an anthropomorphized animal as the main subject. It’s often a horse or a duck, and, in certain examples, I have also seen people use a frog as a subject of the joke. Those jokes often usually begin with a confused bartender asking the animal how they are able to walk and talk or why they have even come to the bar. The punchline of this particular joke is a play on a well-known line from a popular British nursery rhyme, “The Old Man.” In this nursery rhyme, the most famous line is, “With a knick knack paddy whack, give a dog a bone. This old man is a rolling stone.”